We find a property for your budget, help you buy it, and launch it on Airbnb and Booking.
Buying property in Portugal gives you fully protected ownership. It can be sold at any time and you can pass it to your heirs.
Madeira is an island, the land is limited. As demand keeps rising, well-built houses, villas and apartments are naturally positioned to grow in value over time.
You invest in property that can grow in value, and at the same time you earn from tourist rental. With 5.7M passengers traveling through its airports in 2025, Madeira is quickly becoming one of the most popular island destinations in Europe.
In 10 years, the accommodation market grew by 81% and short-term rentals grew 5.8 times.
Since 2015, the value of real estate in Madeira has grown over 3.2 times. Because so many people want to buy here and homes are in short supply, prices continue to climb.
Because of its mild climate, guests keep coming to Madeira all year round.
Find out whether an investment in tourist property in Madeira fits you.
Get a free consultationFree and with no obligations
You need only 20–30% of the house price. We help you get the loan by applying to several Portuguese banks at once, each bank comes back with its own offer, and you choose.
70–80%
The bank covers 70% to 80% of the value it appraises.
~3.7%
Estimated variable rate for non-residents. Fixed rates are slightly higher.
<35 years
You can spread payments over 35 years, as long as the loan is paid off by the time you turn 75.
Any passport
Where you live doesn’t matter. Banks only require proof of stable income and a clean credit history.
Share your plans and find out how much the banks can lend you.
Get a free consultationFree and with no obligations
Hi! We are Andrey and Daria.
A few years ago we started investing in property in Madeira ourselves.
We searched for and chose the properties, negotiated the deals, obtained bank financing, prepared them for guests and launched them on Airbnb and Booking.
Along the way we worked with different specialists and management companies, but we never found a team capable of managing our properties at our standard of service.
So we created our own full-service property company in Madeira: from purchase and financing to management.
Our approach is built on partnership and our work doesn't stop at the point of acquisition.
Because our revenue is tied directly to yours, we are fully motivated to optimize every stage of your investment journey, from property acquisition to maximizing occupancy and rates.
We earn a percentage of the property's income. That is why we are directly interested in:
We take on a limited number of new properties, so every owner receives a high level of service.
Get a free consultationFree and with no obligations
We invested in tourist property in Madeira ourselves, and here are the stories of our properties with real numbers.
We bought this villa in 2024 for €660,000. We chose it for its location above the ocean, its view, its layout and its tourist potential.
Today the average nightly rate is above €400, average occupancy is 82.8%, and over a year the villa brings about €98,000 of gross income.
We bought this apartment in 2025 for €410,000. We chose it not simply as a home to live in, but as a property with potential for tourist rental.
Today the average nightly rate is above €200, average occupancy is above 76%, and over a year the apartment brings about €46,000 of gross income.
Tell us your budget and get the most relevant listings on the market right now.
Get a free consultationFree and with no obligations
You pay us only from what your property earns.
Free
We search the Madeira real estate market for apartments, houses and villas for sale that fit your budget, financing options and rental-income goals. We then arrange viewings, handle negotiations and support you through the entire deal. The seller pays our commission, so this service is completely free for you.
Free
We prepare your papers and send them to several Portuguese banks at the same time, go through the offers together with you, and stay with you until the loan is signed.
30%
Our fee is 30% of the net payout, which is the guest payment minus the platform fees, and it covers:
Your extra costs: utilities, insurance, property tax and accounting.
Adjust the purchase details: the numbers below recalculate automatically.
€11,000 – €18,800
Yearly cash flow
6.8% – 11.6%Return on your cash investedper year
The property earns €49,500 – €63,000 a year gross; after the platform fees, our fee and the loan payments, this is what stays with you, before your own costs.
On this term the loan payment can take the whole rental income. A longer term or a bigger down payment brings the balance back.
12%
Growth in the value of the property
This is the average growth in Madeira over the last 10 years. For the selected property price, this is about €53,900 a year.
Free holidays
Compared with long-term rental, tourist rental leaves you free to stay in your own home whenever you want, with family or friends.
Planning estimate: based on the properties we manage in Madeira. On the call, we tailor it to your budget and the kind of property you are looking for.
Actual figures: depend on the specific property and the terms of the purchase.
11–14% of the purchase price per year, based on the expected annual gross income of the properties we manage.
18% is the average platform commission. It is deducted first; our fee applies to the remainder.
One-off purchase costs: IMT at Madeira’s second-home rate, 0.8% purchase stamp duty, notary and registration. With a mortgage: 0.6% loan stamp duty and bank valuation.
Yearly cash flow: after platform, management and loan payments; before utilities, insurance, IMI and accounting.
Growth in value: average annual change in Madeira asking prices over the last 10 years, based on idealista data. Future growth may differ.
3.7% a year is our July 2026 estimate for non-residents. With a mortgage, payments are calculated from the loan amount, selected term and this rate. Market range: 3.4–4.2%. Your bank confirms the exact rate.
Based on your own case, we can give you a much more precise forecast of what your property could earn.
Get a free consultationFree and with no obligations
Step by step
We discuss:
Our agent team finds suitable apartments, houses and villas, and selects the options with real investment potential.
For every suitable property we show:
Together with the client we choose the best option, run the negotiations and send the offer to the seller.
We walk the whole process with you:
Our brokers prepare the documents, submit the application to the bank and walk every stage of the mortgage.
After the purchase we:
“Our main goal is to help you buy the most profitable property, then manage it to maximize incomes for both of us.”
Have questions about our process or want the details of any step? Write to us.
Get a free consultationFree and with no obligations
Free and with no obligations
Leave your name and phone, and we come back to you with the numbers for your budget.
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Yes. International buyers can purchase property in Madeira. You need a Portuguese tax number (NIF) and the standard buyer and property documents. We help prepare the process, check the property documents and coordinate the offer, preliminary contract and final signing. We have a complete guide to this: Can foreigners buy property in Madeira?
Yes. We search the Madeira real estate market for apartments, houses and villas that match your budget, preferred location, financing options and rental-income goals. We arrange viewings, support negotiations and guide the purchase through to final signing.
Yes. Portuguese banks lend to non-residents: what matters is a stable official income and a clean credit history in your country. EU citizenship makes the process simpler, and buyers from other countries qualify too, the bank looks at your income profile.
Your income and its stability, tax returns, bank statements, existing loans and your debt load: payments on all loans usually need to fit within roughly a third of your income. You will also need a Portuguese tax number, the NIF, and we help you get it.
Your passport, NIF, proof of income (statements or tax returns for one or two years), bank statements for a few months and the property documents. The exact list depends on the bank. Write to us to receive the complete detailed checklist.
For non-residents banks typically finance 70–80% of the price or of the bank's valuation, whichever is lower. A strong income profile sometimes gets more, and the decision always rests with the bank.
A down payment of 20–30% plus the one-off costs of the deal: the IMT purchase tax, stamp duty, notary with registration and the bank's valuation. Allow roughly 8–10% on top of the price in total. Write to us on WhatsApp and we will run the exact numbers for your property.
There are variable rates (Euribor plus the bank's margin) and fixed rates. As of July 2026 the market average on new variable loans sits near 3%, and non-residents usually pay a margin on top, so plan on 3.4–4.2%. Fixed offers start a little higher.
Up to 35 years. Banks look at your age at the end of the term: the loan usually has to be repaid by age 70–75, so the available term depends on your age.
Banks work with incomes in major currencies and build the exchange-rate difference into the calculation. Situations differ by country and passport, so our first step is to review your profile and tell you honestly which banks are open to it.
Pre-approval usually takes one to two weeks, and the full cycle from application to deal runs one to three months. The property valuation and document checks run in parallel with preparing the deal.
Yes. The bank finances residential property, and renting it out after the purchase remains your right as the owner; we arrange the AL licence after the deal. Approval, though, is built on your main income: banks treat future rental income cautiously.
Life insurance for the borrower and insurance for the home itself. This is a standard condition of Portuguese mortgages, and the policies are arranged together with the loan.
The IMT purchase tax on a progressive scale, stamp duty of 0.8% on the deed and 0.6% on the loan, plus the notary with registration and the bank’s valuation. Madeira has its own IMT scale for residential property. The calculator above shows every line for your price.
The municipal IMI tax of 0.3% to 0.45% a year, charged on the rateable value set by the tax office, which sits well below the market price. Add home insurance and the life policy the bank requires, and condominium fees in an apartment building. We put the annual figure together with you before the deal.
Income from short-term rental is declared in Portugal under the AL regime, and an accountant files it for you. We work with one and introduce you after the deal, together with arranging the AL licence for the home.
We operate our own property management company in Madeira and have extensive experience managing properties. If you would like us to manage your property after the purchase, see our property management terms.
